Your $500K robot deserves $500K protection.
Compare robot insurance from leading carriers. Coverage for every deployment -- from a single cobot to a fleet of industrial arms.
Coverage Types
All-Risk Property
Covers physical damage from any cause including accidents, fire, theft, and natural disasters. Includes replacement cost coverage.
Average Premium
1.5-3% of value/yr
General Liability
Protection against third-party bodily injury or property damage claims caused by your robot during normal operations.
Average Premium
$2,000-$8,000/yr
Business Interruption
Covers lost revenue and extra expenses when robot downtime halts your production or operations.
Average Premium
0.5-1.5% of revenue/yr
Operator Liability
Protects against claims of injury to workers operating or working alongside robotic systems.
Average Premium
$3,000-$12,000/yr
Cyber & Data
Covers costs from cyber attacks, data breaches, ransomware, and unauthorized access to robot control systems.
Average Premium
$1,500-$6,000/yr
Product Liability
For manufacturers and integrators: covers claims from defects in robots you build, modify, or deploy for clients.
Average Premium
Varies by risk
Average Annual Premiums by Robot Value
| Robot Value | All-Risk | Liability | Comprehensive |
|---|---|---|---|
| $25,000 - $50,000 | $375 - $1,500 | $2,000 - $4,000 | $3,000 - $6,000 |
| $50,000 - $150,000 | $750 - $4,500 | $3,000 - $8,000 | $5,000 - $14,000 |
| $150,000 - $500,000 | $2,250 - $15,000 | $5,000 - $12,000 | $10,000 - $30,000 |
| $500,000+ | $7,500+ | $8,000+ | $20,000+ |
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